“ANALISIS PENGARUH LOAN TO DEPOSIT RATIO (LDR) DAN SUKU BUNGA KREDIT TERHADAP SPREAD BASED INCOMEPADA PT BANK RAKYAT INDONESIA (PERSERO) TBK”, jurnal-ulet, vol. 2, no. 1, Jun. 2018, Accessed: Dec. 03, 2025. [Online]. Available: http://ejournal.stiejb.ac.id/index.php/jurnal-ulet/article/view/4